Price Reduction - Primary on Main
Address
186 Campground Road, Reliance, TN
Price
$ 749,900
Property Attributes
  • MLS#1521218
  • TypeSingle Family
  • Listing Status Active
  • CountyPolk
  • CityReliance
  • NeighborhoodHicks Heirs
  • Zip37369
  • StyleContemporary
  • Year Built2023
  • Taxes$ 1867
  • Price$ 749,900
  • Bedrooms5
  • Full Bathrooms3
  • Half Bathrooms0
  • Sqr Footage2814
  • Lot Size15.08 Acres
Data Source:
Greater Chattanooga MLS (GCAR)
Property Description

Low-maintenance living meets immediate income potential on 15 private, wooded acres near the Hiwassee River. The property includes an energy-efficient brick-and-stone main residence and a separate, income-producing short-term rental featuring 2 bedrooms and 1 bathroom. Built in 2023, the rental provides an excellent opportunity for supplemental income while also offering comfortable accommodations for extended family or guests. Thoughtfully designed for efficiency and peace of mind, the main home features durable brick-and-stone construction, remarkably low utility costs, a fully encapsulated crawl space, a Generac generator, a UV water-treatment system and a water softener. Expansive windows frame peaceful evergreen views, while white oak hardwood floors flow throughout the open-concept interior. The light-filled living room connects seamlessly to the kitchen and dining areas, creating an inviting space for entertaining. The kitchen is equipped with stainless steel appliances, quartz countertops and a gas range. The private primary suite offers a spa-like retreat with an attached greenhouse, large soaking tub and custom-tiled shower. The separate short-term rental includes quartz countertops, Starlink internet and a fully insulated RV garage with hookups below--an appealing setup for vacationers drawn to the nearby Hiwassee River's tubing, fly-fishing and recreational opportunities. Outside, unwind on the secluded back porch, gather around the fire pit or simply enjoy the quiet of your own forested sanctuary. A large pump house, supported by a water supply producing approximately 25 gallons per minute, offers additional potential for conversion into living space. The gravel driveway has also been recently refreshed. Private yet positioned near one of the region's favorite outdoor destinations, this exceptional property combines low-maintenance, energy-efficient living with natural beauty, flexibility and established short-term rental income.

Price History
9/26/2025 Listed $953,000
11/5/2025 6$899,000
3/30/2026 3$875,000
5/15/2026 3$850,000
6/10/2026 3$825,000
7/13/2026 4$800,000
8/18/2026 4$775,000
8/31/2026 4$749,900

General Features

Sewer Septic Tank
Heating Central,Electric
Cooling Ceiling Fan(s),Central Air,Electric
Utilities Cable Connected,Electricity Connected,Phone Connected,Water Connected,Propane,Underground Utilities
Roof Asphalt,Shingle
Appliances Water Heater,Stainless Steel Appliance(s),Microwave,Dishwasher,Built-In Gas Range,Built-In Gas Oven
Garage Spaces 4
Architectural Style Contemporary
Construction Materials Brick,Other
Year Built 2023
Property Subtype Single Family Residence
County Polk
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Hicks Heirs
Garage Y/N true
Other Structures Equipment Building,Garage(s),Greenhouse,Outbuilding,RV/Boat Storage,Second Residence,Storage,Workshop
Full Baths 3
Status Active
Directions Starting on I-75 N, take exit 20 to merge onto US-74 E. Use the right lane to merge onto US-64 E/US-74 E via the ramp to Ocoee. Turn right onto the US-411 ramp to Benton/Chatsworth then turn left onto
High School Polk County High School
City Reliance
Senior Community Y/N false
Lot Size Units Acres
Lot Size Square Feet 656884.8
Carport Y/N false
Listing Terms Cash,Conventional,FHA,USDA Loan,VA Loan
Elementary School Chilhowee Elementary
Land Lease Y/N No
Tax Annual Amount 1867.3
Home Warranty Y/N false
Middle/Junior High School Polk County Junior High
Lease Renewal Y/N No
Additional Parcels Y/N false
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Active
MobileHomeRemainsYN No
Legal Description 013 008.04
Sewer_co_Septic_sp_Tank true
Heating_co_Central true
Utilities_co_Cable_sp_Connected true
Utilities_co_Underground_sp_Utilities true

Interior Features

Interior Amenities Bar,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,En Suite,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Tub/shower Combo,Vaulted Cei
Flooring Wood
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2814
Laundry Features Electric Dryer Hookup,In Hall,Laundry Room,Washer Hookup
Total Bedrooms 5
LivingAreaSource Tax Records
Total Baths 3

Exterior Features

Exterior Amenities Fire Pit,Private Entrance,Rain Gutters,RV Hookup
Parking Features Driveway,Garage,Garage Door Opener,Garage Faces Side,Gravel,Kitchen Level,Off Street,RV Access/Parking
Lot Features Irregular Lot,Private,Rural,Sloped Up,Wooded
Water Source Private,Well
Lot Size Area 15.08
Foundation Details Block,Brick/Mortar
Spa No
Building Area Total 2814
Lot Dimensions Irregular
Lot Size Acres 15.08
Waterfront Y/N false
Other Equipment Dehumidifier
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 37369

Price
AVG $530K
$750K
Taxes
AVG $1,247
$1,867
Year Built
AVG 2000
2023

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